5 Expenses that Are Ruining Your Budget

Do you ever feel like no matter how much your budget, you can’t seem to get a handle on your finances? Sometimes it can feel like budgeting ends up not working out because you can’t keep track of your spending. The reality is that there may be some expenses that could be ruining your budget or making it harder to stick to! Here are five expenses that are ruining your budget.

5 Expenses that Are Ruining Your Budget

 Start here: How to Live on a Budget

“Free” trials

Free trials can be very sneaky. While they may allow you to test out a product or service, they often bank on the fact that you will forget to cancel that trial. Or worse yet, you may end up getting sucked into a service that may end up costing you money that you don’t have to spend! Be very careful with free trials and make sure they’re really a good idea before you sign up.

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Subscriptions

Subscriptions are a great way to get access to everything from movies to music without buying all the individual things yourself. However, many of these subscriptions may not be getting much use. If you have a lot of subscriptions, sit back and ask yourself how often you use them. Is there a free alternative that would work just fine? Asking yourself these questions can help you determine whether or not you’re getting your money’s worth out of a subscription.

 

“Good” deals

Have you ever found yourself purchasing something because it was such a steal or such a good deal? This happens to the best of us, and often this may be the reason you keep busting your budget. While finding a good deal and stocking up can help you save money, try to keep things within your budget, including good deals. Plan out your purchases or save up for those good deal purchases, so you’re ready with money in hand when it’s time to hit buy.

Don't miss this: A grocery stockpiling guide: How and when to save!

 

Little pet expenses

Pets in themselves are not necessarily a budget buster, but what can start to bust your budget are all the little pet expenses. Fines for not cleaning up after your pet, new toys, treats, and more can begin to add up quickly! When budgeting for a pet, make sure you take these things into account so that you’re better prepared. Add things like vet bills and such to a budget category, so they’re never a surprise expense or something unexpected.

 

Variable bills and expenses

What could be ruining your budget are the very things that you pay day in and day out. Things like electric bills and water might vary quite a bit. If you have any bills that aren’t the same number every month, you need to prepare yourself and your budget for the ups and downs of these expenses. If not, you’ll end up going over every month because you didn’t plan for it!

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As you can see, these tiny little expenses or mistakes could end up making you blow your budget every single month! Hopefully, this has shed some light on areas where you can improve to help you get your finances in order.

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