How to Manage Your Credit Cards Responsibly

Credit cards are a powerful tool that can help you build credit and help protect you from fraud when you use them for online purchases. While credit cards are an asset if you can use them, they can become a liability and even dangerous if you’re not careful. If you are thinking about opening a credit card, here is how to manage your credit cards responsibly, so you don’t make these same money mistakes.

MANAGE CREDIT CARDS


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5 Hard to Kill Plants for Your Flower Garden

Even the most experienced gardener loves hard-to-kill plants. If you're a beginner, these plants can make everyone think that you have a green thumb. These perennials will come back year after year and give you a starting point from which to build your garden.

HARD TO KILL PLANTS FOR YOUR FLOWER GARDEN


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5 Gardening Secrets for a Bountiful Tomato Crop

One of the easiest vegetable plants to grow is tomatoes. A still sun-warmed tomato is one of my favorite treats in the summer! As easy and plentiful as tomatoes are to grow, they can be a bit fussy sometimes, so here are 5 gardening secrets so that you can have a bountiful tomato crop this summer!

TOMATO GARDENING TIPS



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5 Expenses that Are Ruining Your Budget

Do you ever feel like no matter how much your budget, you can’t seem to get a handle on your finances? Sometimes it can feel like budgeting ends up not working out because you can’t keep track of your spending. The reality is that there may be some expenses that could be ruining your budget or making it harder to stick to! Here are five expenses that are ruining your budget.

expenses that are ruining your budget


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Everything Your College-Age Kid Needs To Know Before Moving Into Their First Apartment

College is such an exciting time of life that is full of firsts. First time away from home, first time managing their own schedule, the first time being fully independent. There are lots of baby steps towards independence with the safety net of home that college provides. I think we all remember what it felt like when we moved into our first place. It's exciting with a side of butterflies brought on by adult responsibility. As your college-aged kids prepare to move into their first apartment or rental home, here are the things I would recommend to help them adjust.

college kid moving out


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8 {Money-Saving} Reasons Why You Should Save Your Receipts

Organization isn't my strong suit. It's just not. I like organized people and organized systems, but it's not something that comes naturally to me. My husband though, it's his thing. He loves spreadsheets and envelopes and labels and order. I appreciate that because time and time again, this one thing has come in clutch {look it up in Urban Dictionary}. For the last 23 years, I've saved crumpled receipts placing them in my husband's inbox and he smoothes every one of them, inputting the numbers and reconciling them with our bank statement before carefully putting them into a monthly envelope. Why save receipts? I've got a few reasons why this one habit could save you money!

8 MONEY SAVING REASONS WHY YOU SHOULD SAVE YOUR RECEIPTS


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How To Give Generously On Any Budget

You don't have to be wealthy to live generously. On both sides of our family, generous living and giving were modeled for us. I think this is one of the reasons why it was easy for us to make giving a habit in our daily lives. Even when we were living on $12,000 a year, we still made it a priority to give generously on a regular basis. Now that we are living completely debt-free {even paying off our home!}, we have more freedom to give generously. Living generously will vary from person to person and from situation to situation, but I have some tips for how you can give generously on any budget.

GIVE GENEROUSLY ON ANY BUDGET



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