The Best Frugal Living Tips for Beginners

Being a beginner at anything kind of sucks. Even something simple like frugal living can be hard and even daunting when you’re just getting started. If you are new to being frugal and are looking for some tips on how to get started, I put together a list of the best frugal tips for beginners to help you out!


The Best Frugal Living Tips for Beginners


Pay off your debt

If you are still carrying around consumer or student loan debt, make a plan to pay it off! This is money you could instead be used to fund your financial goals or savings.

Read more about how we are debt-free...even our home!

Start a budget

You won’t overspend if you stick to a budget! This should be the first step of any frugal living person!

I've written a LOT about budgeting. Here are a few posts you can check out!

How to live debt-free without a budget! {seriously, check this one out!}

How to live on a budget

5 expenses that are ruining your budget

Use cash for purchases

If you are struggling with credit card debt, switch to cash. You’ll spend a lot less and you’ll get used to only spending within your means.

How to manage your credit cards responsibly!

frugal living tips

Try no spend challenges

Give spending a break and give a no-spend challenge a try. You can use this to get your finances back on track or boost your savings.

Want to know more about a no-spend challenge? Start here!

8 Simple tips for success during a no-spend challenge month!

No spend challenge re-cap, how I put $2000 back into my pocket!

Learn to stretch your food budget

Whether it’s buying generic or buying different cuts of meat, this one tip can help you save a ton of money!

Learn to say no

Whether it’s no to things you don’t need or no to spending money that you really shouldn’t, frugal people are very good at the two-letter word no.

Want to know the real cost of an impulse buy? 7 ways to stop overspending on impulse buys!

Keep track of your spending

This will help you identify your spending habits so you know what you need to fix or adjust moving forward.

Find out which budget system is right for you!

Shop with a list

If you go shopping, have a list in mind when you go. This will keep you from overspending and keep you on budget.


Plan your meals

Never let food go to waste by planning your meals out in advance. This will also help limit impulse buys at the store.

These meal planning mistakes are costing you money!

Shop sales and stock up

Stock up when things are on sale and always be looking for the best prices whenever you can. This can help you shop frugally and save money!

A grocery stockpiling guide: How and when to save money!

Don’t be afraid of secondhand

Whether you’re looking for clothes, furniture, or something else, you can find a lot of your essentials for a fraction of the cost when you buy them used. Look at Craigslist or Facebook marketplace as a jumping-off point to get you started.

Plan things out

If you’re thinking about making a purchase, plan it out! Do some price comparing and look for sales before you go to the store. If you need to wait, this just gives you more time to save for what you need!

Make frugal friends

Frugal friends will keep you on budget and keep you from overspending on things like food and fun. It’s okay to say no to friends who keep you blowing your budget every single month.


Whether you’re a frugal veteran who needs a little reminder of the basics, or you’re just getting started, hopefully, you found these tips helpful and even inspirational

disclaimer: this post may have affiliate links. By clicking on them and purchasing through them, I may receive a small commission. These small purchases help me to continue to keep writing content and creating at Rachel Teodoro. Thank you!

No comments

Powered by Blogger.